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Own a CCHH HomeCCHH acknowledges that providing homeownership for individuals in precarious housing situations works to create self-esteem in both families and their new neighborhoods, and is the most basic way to break successive generations of poverty. Our homes are decent, simple and affordable. Decent housing means housing reflecting the local climate and culture, built with quality available building materials. Simple housing means housing that meets the family's needs. As such, homes are generally no more than 1,200 square feet of living space. This aids the partnering family in their future expenses in the home, as heating and cooling costs are more controllable with a well-insulated house, particularly as these costs escalate upwards. CCHH homes are primarily built with volunteer help, significantly reducing the overall cost of a house. The house's affordability is thru our method of not charging interest on the mortgage. House payments fund future homes for other partner families, a most exciting means of growth. Service Area CCHH offers the opportunity of homeownership to qualified candidates within the 910 square miles of Chenango County, New York State.
Application Process
Please write Carol Clum, 1085 County Road 37, Mt. Upton, NY 13809 to begin the application process. You will be sent an application. Homeowners are selected based on their level of need, their willingness to become partners in the program and their ability to repay a no-interest home mortgage (mortgage term varies from seven (7) years – thirty (30) years.)
Income requirements are subject to change. Use and resale restrictions apply. Occupancy standards apply. Homeowners must complete 350 sweat equity hours on a CCHH home and additional hours on home ownership education.
House Projects
11 Newton Avenue, Bainbridge, NY
45 Henry Street, Norwich, NY
7 Adams Street, Norwich, NY
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